3 ways to complete your KYC

Step 1: Visit the website of the KYC Registration Agency (KRA) - viz. NSE, NDML, Karvy, CAMS, CVL - or the website of the mutual fund house.

Step 2: Enter your Aadhaar details.

Step 3: Generate the OTP, which will be sent to your registered mobile number linked with your Aadhaar card.

Step 4: Verify by entering the OTP for approval.

Step 5: After verification with the UIDAI, the KRA will approve the KYC.

Step 6: The status of your KYC can be checked by visiting the KRA or fund house website where the process was initiated. PAN can be used to check the status.

The Aadhaar-based KYC and Aadhaar-based Biometric KYC can be done online and is known as eKYC. The Aadhaar-based OTP can be done very quickly, however, it restricts the investor from investing more than Rs. 50,000 every financial year per investment avenue/ fund. For investing more than this limit, Aadhaar-based Biometric KYC is required.

Step 1: Visit the KRA or fund house portal.

Step 2: Enter details and do the same verification as for the Aadhaar-based OTP process.

Step 3: Place a request for biometric authentication at your location.

Step 4: An executive from the KRA or fund house will visit your address.

Step 5: Show your original documents and provide your biometrics.

Step 6: The application for KYC will be submitted and the KYC will be processed and completed.

Step 1: Download and fill out the KYC form available on the KRA portal.

Step 2: Enter details of Aadhaar/PAN as required.

Step 3: Visit the KRA office and submit the completed application.

Step 4: Attach proof of identity and address along with the application to complete the documentation.

Step 5: Often, there is a requirement to submit biometrics as well.

Step 6: You will be given an acknowledgement number against the submitted application, the number can be used to check the KYC status.