Wondering how to give wings to your dreams? Seems like an impossible task? Not really. Dive into these top picks and watch the answers unfold. It’s as simple as planning a meal.
Your 20s are an age of fun and carefree abandon, but they’re also a period when you begin your career and lay the foundation of your financial future. The earlier you start planning and investing for the future, the better you’ll do – and this is a great time to start saving in order to accumulate a healthy corpus over time and set yourself up for financial security. Wondering where to start your financial planning journey? Here are some money tips for your 20s:
10min read

Whenever you watch mutual fund advertisements on television, at the end, they show a disclaimer that says “Mutual Fund investments are subject to market risks, read all scheme related documents carefully.”
5min read

The key to a prosperous life is financial planning for retirement and other short- and long- term goals. Once you have taken care of your regular expenses, set aside some funds for contingency and insurance, you may start investing for achieving your future financial goals. You must have noticed people planning investments through SIPs: So, what is a systematic investment plan (SIP) and why do you need it? 
5min read

Plan and achieve your goals with the help of these calculators
Goal SIP Calculator
We help you plan for your life goals, with great ease!
Retirement Calculator
Calculate how much you need for a comfortable retirement
How to get started
Want to understand how “finally” to get started? Absorb this pool of knowledge to get a head start.
How to Choose the Right Insurance Plan for You
The first step in investment planning is determining your specific financial goals and needs. This sets the foundation for your plan and defines the tools you may want to consider. Insurance is one of the most important elements to finalise when you begin financial planning. Your financial goals will help you define the different variables for your insurance needs, such as the desired amount at maturity; the specific purpose for which you are considering insurance; and the age until which you require insurance cover.
Jan 2022
5min read

How Much Should You Save Before Investing In Mutual Funds?
Mutual funds are very popular among young investors. They have the potential for good returns, are liquid, are professionally managed, and moreover, they are an affordable way to grow one’s wealth.
Feb 2022
3min read

Integrating your financial goals into your lifestyle
Managing your finances is one of the most important steps towards achieving your life goals. But financial objectives are different for different people. Some want to save for the future, others want to save money for a dream trip. Whatever the objective, everyone should set practical financial goals for better lifestyle management, and begin focused saving, spending, earning and investing to achieve their dreams.
Mar 2022
6min read

Ready to Take the Next Steps
Whether it is protecting your life as you plan for the future or taking the first step to make your wealth grow, understand what works for you.
Household Budgeting
An easy and smart guide to managing your household expenses effectively
The global coronavirus pandemic of 2020 has been an eye-opener for many. It has taught us a lot about life’s unpredictability, as also the importance of saving money and making prudent investments. It has arguably made us smarter investors and prepared us for future emergencies, medical or otherwise.
5min read

Household budgeting involves a substantial personal finance planning process. Through planning, one can live a comfortable lifestyle, ensure savings and investments, and wealth creation - in other words, enjoy financial planning benefits. Here are some tips to show you how to deal with unexpected expenses, manage daily expenses, and ensure savings.
3min read

The working woman today wears many hats. She may have to juggle her work, look after the family, and also run her household. With so many demands on her time, it can be difficult to track and manage household expenses. If this sounds like your predicament, here are some useful tips to help you stay on top of your expenses:
3min read

Shield yourself and your loved ones with robust insurance planning
So you have decided to begin your financial investment journey - that’s a great start! But how prepared are you for it? Do you know what can help smoothen the road ahead? Before you start investing, here are a few things you need to look into first. After all, investing is simply one component of the entire financial planning process.
4min read

Know the process by which mutual fund units can be transferred to beneficiaries on the demise of the unit holder.
5min read

In 2020, the Life Insurance Corporation of India issued 21.9 million individual policies, which is just 1.5% out of a population of 1.38 billion people1. Overall India’s life insurance penetration stood at 3.2% as of 20202. A large number of Indians still don’t have insurance, and are missing out on a vital source of protection against emergencies and contingencies.
4min read

Save & Invest
Save and invest for your secure future
The first thing you'll probably ask yourself when you're ready to buy a house is, "How much can I afford?" To answer this question, you must consider specific financial planning criteria.
5min read

When it comes to investment, diversification is important. The more diversified your portfolio, the more scope you have to earn healthy returns and mitigate risk. Global mutual fund schemes are one of the most effective ways to diversify your portfolio. Let’s take a look at some of the major benefits of global or international mutual fund schemes for investors:
4min read

Life is a rollercoaster, and most big life events have significant financial implications – so it’s important to be prepared. Maybe you can’t foresee everything, but these are the eight big life events you should definitely consider when making a financial plan.
4min read

PGIM India Asset Management Private Limited
(CIN - U74900MH2008FTC187029)
Toll Free Number: 1800 266 7446
Email: care@pgimindia.co.in
This is an Investor Education and Awareness Initiative by PGIM India Mutual Fund.
All the Mutual Fund investors have to go through a one-time KYC (Know Your Customers) process. Investor should deal only with the Registered Mutual Funds (RMF). For more info on KYC, RMF and procedure to lodge/redress any complaints, visit https://www.pgimindiamf.com/ieid.
The information contained herein is provided by PGIM India Asset Management Private Limited (the AMC) on the basis of publicly available information, internally developed data and other third-party sources believed to be reliable. However, the AMC cannot guarantee the accuracy of such information, assure its completeness, or warrant such information will not be changed. The information contained herein is current as of the date of issuance* (or such earlier date as referenced herein) and is subject to change without notice. The AMC has no obligation to update any or all of such information; nor does the AMC make any express or implied warranties or representations as to its completeness or accuracy. There can be no assurance that any forecast made herein will be actually realized. These materials do not take into account individual investor's objectives, needs or circumstances or the suitability of any securities, financial instruments or investment strategies described herein for particular investor. Hence, each investor is advised to consult his or her own professional investment / tax advisor / consultant for advice in this regard. The information contained herein is provided on the basis of and subject to the explanations, caveats and warnings set out elsewhere herein. The views of the Fund Manager should not be construed as an advice and investors must make their own investment decisions regarding investment/ disinvestment in securities market and/or suitability of the fund based on their specific investment objectives and financial positions and using such independent advisors as they believe necessary.