You’ve arrived. But the road ahead seems unclear. Dig into these top picks that help you maneuver through the complexities of investing
Portfolio diversification simply means investing your money in different asset classes. By enabling you to invest in a variety of assets, rather than just one or two, it allows you to balance risk better and optimise returns.
3min read

Limited financial awareness can lead to mismanaged finances, so investors rightly seek the help of qualified financial advisors. These advisors have the necessary expertise in personal finance and can help you create a suitable portfolio aligned with your goals. However at times, a financial advisor may not be fully aligned to your goals. How can you tell whether your financial advisor is providing you the right advice?
3min read

Making travel plans is always exciting, but the variety of choices can get overwhelming without a plan in place.
3min read

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Strengthening your Investment Portfolio through Asset Allocation
Wealth creation is a lifelong endeavour and requires proper investment planning over the long term. It calls for calculated investment decisions, especially in allocating to asset classes to create a potent and well-balanced portfolio. But what exactly is asset allocation and how does it affect your financial investments? Let’s find out.
Jan 2022
3min read

How Mid Cap Funds Could Work for You
Mutual funds have grown in popularity over the past decade, gaining significant traction with investors. This growth was not dented by the COVID pandemic.
Feb 2022
3min read

What You Should Know About Taxes on Your Investments
With growing financial awareness, you will have realised the importance of investing. But amid the rush to generate higher returns, taxation is often overlooked. Understanding the basics of taxation on investments is the first step to maximising potential returns, and protecting yourself from tax notices and the other severe consequences of misfiling taxes or unintentionally hiding information.
Mar 2022
3min read

Different things work for different people. Even if you are at the same life stage. Understand how you can manage your savings better as you watch your money grow.
Household Budgeting
An easy and smart guide to managing your household expenses effectively
Experts say if you fail to plan, you plan to fail. This is as true in finance as it is in life. When it comes to financial planning, you need a sharp and effective strategy to make the most of your money. If you’re looking to strengthen your finances, here are ten steps to sharpen your goal-setting strategy:
7min read

Choosing a house is one of the most consequential financial decisions you will make. Whether you are buying or renting, it constitutes one of your largest expenses, so it’s important to get it right. But how should you decide whether to buy or rent? Use this 7-point checklist to help you choose:
6min read

Learn how a home loan insurance policy works and its benefits.
3min read

Shield yourself and your loved ones with robust insurance planning
Going to be a parent soon? Congratulations! Having a child will be one of the most consequential events of your life – but with that joy and elation comes responsibility. Your approach to financial planning will undergo a major shift as you plan for a new member in the family. Your horizons will expand as you provide for a growing family and strive to give your child a good start. Here are 6 financial planning tips to guide you as you embark on this journey:
4min read

Don’t put all your eggs in one basket, says an old adage. The more options you give yourself, the more you can mitigate the risk of non-achievement by spreading out the risk. Diversification is the process of spreading your investments across different assets, to optimise your chances of strong returns and to mitigate investment risk in your investment portfolio. But how do you go about diversifying your portfolio? Here are seven ways to do it:
5min read

Risk means uncertainty, and the possibility of an adverse event. In the investment world, it might be defined as the chance of an investment losing its value. It is important to understand the different types of risks so that you can manage them effectively.
3min read

Save & Invest
Save and invest for your secure future
Listed companies in India are classified by SEBI into three categories, based on their full market capitalisation. The top 100 companies by market capitalisation are “Large-cap”; those ranked 101-250 are “Mid-cap”; and those outside the top 250 are “Small-cap”
4min read

Whether you invest in equity stocks, mutual funds, real estate, or insurance plans, every investment is governed by specific rules and regulations set up by authorised governing bodies.
4min read

You would have seen this statement a thousand times, in every mutual fund investment advertisement – “Mutual fund investments are subject to market risks, read all scheme-related documents carefully.” The objective is to help investors make informed decisions about each scheme. But what are these “scheme-related documents”?
4min read

PGIM India Asset Management Private Limited
(CIN - U74900MH2008FTC187029)
Toll Free Number: 1800 266 7446
Email: care@pgimindia.co.in
This is an Investor Education and Awareness Initiative by PGIM India Mutual Fund.
All the Mutual Fund investors have to go through a one-time KYC (Know Your Customers) process. Investor should deal only with the Registered Mutual Funds (RMF). For more info on KYC, RMF and procedure to lodge/redress any complaints, visit https://www.pgimindiamf.com/ieid.
The information contained herein is provided by PGIM India Asset Management Private Limited (the AMC) on the basis of publicly available information, internally developed data and other third-party sources believed to be reliable. However, the AMC cannot guarantee the accuracy of such information, assure its completeness, or warrant such information will not be changed. The information contained herein is current as of the date of issuance* (or such earlier date as referenced herein) and is subject to change without notice. The AMC has no obligation to update any or all of such information; nor does the AMC make any express or implied warranties or representations as to its completeness or accuracy. There can be no assurance that any forecast made herein will be actually realized. These materials do not take into account individual investor's objectives, needs or circumstances or the suitability of any securities, financial instruments or investment strategies described herein for particular investor. Hence, each investor is advised to consult his or her own professional investment / tax advisor / consultant for advice in this regard. The information contained herein is provided on the basis of and subject to the explanations, caveats and warnings set out elsewhere herein. The views of the Fund Manager should not be construed as an advice and investors must make their own investment decisions regarding investment/ disinvestment in securities market and/or suitability of the fund based on their specific investment objectives and financial positions and using such independent advisors as they believe necessary.