50 is the new 40! This is not the time to think of what could have been. Instead, plan for the next round as you protect what matters most. Your peace of mind.
In investments, what’s right for you today might not be the best choice tomorrow. Most investors don’t realise this, or realise it too late. That’s why it is essential to evaluate and update your financial goals from time to time, and recalibrate your investment portfolio accordingly. Here are 7 ways to do it right:
5min read

In your 50s, the most important concern you might have is that you have limited time. The years are passing and there are still a lot of things to do - one of them being to start your own business. For some, it’s a great retirement planning strategy. 
3min read

We're all looking for ways to make our money grow, and secure ourselves and our family’s financial future. But reaching that secure destination needs preparation, discipline and careful planning. 
3min read

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How to keep tabs on your financial health
Assessing your financial health is an important step in the personal finance planning process. It helps you to know where you stand in terms of your finances. Further, it helps you determine what adjustments you need to make to manage expenses, earn income, and ensure you’re progressing as per your financial goal planning. 
Jan 2022
4min read

How to Optimise your Retirement Planning
Retirement planning is a lifelong process, and should start long before you retire – the sooner, the better. The aim is to ensure a steady stream of income after retirement. It entails setting aside funds and investing specifically with a retirement corpus in mind. Your exact retirement strategy will depend on your goals, income and age.
Feb 2022
4min read

Building a Post-Retirement Investment Corpus
Continuing to invest post-retirement helps to provide more freedom and prosperity in your retired life.
Mar 2022
3min read

Protect your future as you get going, again. Take the right steps to ensure a stable innings.
Household Budgeting
An easy and smart guide to managing your household expenses effectively
Saving for retirement must form an important aspect of your financial goal planning at any stage of life, but particularly so when you are in your 50s. Many people make the mistake of deferring retirement planning till it’s too late. The concept of increasing savings remains limited to Employee Provident Fund or Public Provident Fund contributions.
4min read

Household debt in India continues to rise – as per the All India Debt and Investment Survey 2021, household debt’s share of GDP rose from 32.5% in 2019-20 to 37.3% in 2020-211. Budgeting helps avoid these scenarios and helps meet the needs of a growing household. It’s one of the most important tools in building a successful financial future because it helps you get the most out of your money.
4min read

Give yourself peace of mind by securing your family’s long-term future.
4min read

Shield yourself and your loved ones with robust insurance planning
When you’re coming closer to your retirement, there may be several financial concerns in your mind. It’s easy to ignore or forget about an emergency fund in the midst of all this.
4min read

It’s important to inculcate good financial habits to secure your future. It’s equally important to avoid money mistakes, in order to keep yourself on track to achieve your retirement goals. Here are some of the major mistakes to avoid for hassle-free retirement planning:
4min read

The average age of retirement in India is 601, so once you enter your 50s, you are less than 10 years away from retirement. The good news is that you’re probably earning more than you did in your 30s or 40s, and you are financially stronger. But there could be obstacles lurking – and some upcoming expenses could derail your retirement plans. Here are 7 significant expenses that you should prepare for in your 50s:
5min read

Save & Invest
Save and invest for your secure future
Turning 50 can be a wonderful landmark in your life and personal finance journey. This is when you are at the peak of your career as well as meeting all your family obligations. However, financial planning remains an important responsibility and depends on the scenario you’re in.
3min read

Not everything in life goes as planned. The same holds true for retirement planning as well. Here are a few challenges that you may face along the way and suggestions on how you can successfully overcome the situation.
3min read

As you approach your 50s, financial and investment planning must become focused activities, to accommodate your current requirements and also prepare you for retired life.
3min read

PGIM India Asset Management Private Limited
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The information contained herein is provided by PGIM India Asset Management Private Limited (the AMC) on the basis of publicly available information, internally developed data and other third-party sources believed to be reliable. However, the AMC cannot guarantee the accuracy of such information, assure its completeness, or warrant such information will not be changed. The information contained herein is current as of the date of issuance* (or such earlier date as referenced herein) and is subject to change without notice. The AMC has no obligation to update any or all of such information; nor does the AMC make any express or implied warranties or representations as to its completeness or accuracy. There can be no assurance that any forecast made herein will be actually realized. These materials do not take into account individual investor's objectives, needs or circumstances or the suitability of any securities, financial instruments or investment strategies described herein for particular investor. Hence, each investor is advised to consult his or her own professional investment / tax advisor / consultant for advice in this regard. The information contained herein is provided on the basis of and subject to the explanations, caveats and warnings set out elsewhere herein. The views of the Fund Manager should not be construed as an advice and investors must make their own investment decisions regarding investment/ disinvestment in securities market and/or suitability of the fund based on their specific investment objectives and financial positions and using such independent advisors as they believe necessary.